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 Miscellaneous Fees and Charges

Account Fees
Early Closing Fee – (within six (6) months of account opening) $25
Insufficient Funds Item Fee (NSF) Paid/Returned (per item)
     (created by check, in person withdrawal, or other electronic means)
$35
Uncollected Funds Paid/Returned (per item)
     (created by check, in person withdrawal, or other electronic means)
$35
Overdraft Fee (after three (3) consecutive business days) $2 per business day
Stop Payment (per item) $35
     If entered online (per item) $20
Returned Item Fee (Cashed or Deposited per item) $10
Telephone Transfers (per transfer) $5
Overdraft Transfer Fee (for automatic transfers) (per transfer) $5
Deposit Correction (per correction) $5
ACH Unposted Correction (per correction) $10
Debit Card Free
Presto! Free
Foreign Currency Exchange (per exchange) $30
Return Mail (per statement) $5
Duplicate Statement (per statement) $6
Hold Mail (per statement cycle) $10
Dormant DDA & Savings Account Fees (per month)
     (DDA over 15 months without activity regardless of balance. Savings
     over 24 months without activity regardless of balance)
$10
Consignment Items
Official Checks (Gateway Bank Clients only) (per item) $7
International Drafts (Issued in the Foreign Country’s Domestic Currency)      (per draft) $20
Currency Orders
Coin $.25 per roll
Currency $.25 per strap
Legal
Subpoenas $50 per hour;
$1 per page
Reclamation $75
Writ of Garnishment $75
IRS Levy $75
Miscellaneous Fees
Zipper Bags (not for Night Depository use) (per bag) $5
Tamper Evident Plastic Bags (for Night Depository and courier use) $35 for 100 bags
Collections (Incoming/Outgoing) (per item) $25
Verification of Deposit (per Request) $5
Bond Redemption (per deposit) $20
Coupon Collection (per Envelope) $10
Research
Statement Reconciliation $25 per hour
Research Request $25 per hour
Statement Copies / Snapshots $6 per statement
Check Copies $1 per item
Copies $2 per page
Fax Services $2 per page
Wire Transfers
Incoming Wire Transfer Fee $10 each
Outgoing Wire Transfer Fee – Domestic $20 each
Outgoing Wire Transfer Fee – International $50 each
Safe Deposit Boxes
3” x 5” $40 annually
5” x 5” $50 annually
3” x 10” $60 annually
5” x 10” $80 annually
10” x 10” $140 annually
Internet Banking
Consumer  
     Online Banking (View Account/Transfer) Free
     Online Bill Pay Free
     Popmoney P2P (per transfer) $.50
Commercial  
     Online Banking (View Account/Transfer) Free
     Online Bill Pay Free
Debit Card
International service assessment fee for any MasterCard Debit Card PIN or signature based transaction will be charged. The fee(s) will be defined and calculated as follows (Per Transaction):  
     Currency Conversion Assessment Fee (CCA) 0.20%
     Cross-Border Assessment Fee (CBF) 0.80%
 
There is no usage fee when you use your Gateway Bank debit card at any Presto ATM location!