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 Personal Checking Products

Gateway Bank offers a variety of checking account options.  Each account is backed by our Quality Service Guarantee and deposits are FDIC insured.  Let us help you determine the right account for you!

Switching to Gateway Bank is simple!  Switch with Confidence! today.


Personal Premier Checking

Our newest banking product provides you with our most popular features without the cost.

  • Minimum opening deposit - $100
  • No monthly maintenance fee
  • No minimum balance requirement
  • No direct deposit requirement
  • Unlimited check writing
  • Free standard checks for life
  • Free online banking with bill pay
  • Free imaged or electronic statements
  • At your request we will reimburse ATM fees that are charged by another bank up to $5.00 per statement cycle. Please notify us within 30 days of statement date.
  • Free Debit Card for life and free membership in Gateway Rewards Program
  • Free Notary Service

 

Personal Gold Plus Checking

An interest bearing checking account with unlimited check writing, a low minimum balance requirement and many value added features.

  • Minimum opening deposit - $1,000
  • Minimum Daily Balance of $1,000 or Average Monthly Balance of $1,500 waives Monthly Maintenance Fee of $12
  • Earns interest on Daily Collected Account Balance
  • Unlimited check writing
  • Free Notary Service
  • Free standard checks for life
  • At your request we will reimburse ATM fees that are charged by another bank up to $5.00 per statement cycle. Please notify us within 30 days of statement date.
  • Free online banking and Bill Pay
  • Free Debit Card for life and free membership in Gateway Rewards Program
  • Free imaged or electronic statements
Personal Gold Reserve Checking

Put the earning power of your higher balances to work with a full featured account paying higher rates as your balance increases.

  • Minimum opening deposit - $5,000
  • Minimum Daily Balance of $5,000 or Average Monthly Balance of $15,000 in any combination of personal depository accounts, or $20,000 in any combination of outstanding personal loan balances waives Monthly Maintenance Fee of $15
  • Earns interest on Daily Collected Account Balance
  • Tiered interest rate structure:
    $
    0
    -
    $
    4,999.99
    $
    5,000
    -
    $
    24,999.99
    $
    25,000
    -
    $
    99,999.99
    $
    100,000
    -
    $
    249,999.99
    $
    250,000
    -
    $
    499,999.99
    $
    500,000
    +
     
  • Free standard Gold Reserve checks
  • Free access to any ATM - anywhere!
  • Unlimited check writing
  • Free online banking and Bill Pay
  • Free Debit Card for life and free membership in Gateway Rewards Program
  • Free imaged or electronic statements
  • Combined statements available
  • Free Official Checks
  • Free Notary and Photocopy service
  • Bonus rates on Personal Certificates of Deposit (cannot be combined with CD specials)
  • Discounts on Safe Deposit Boxes (upon availability)
  • Discounted rates on personal consumer and mortgage loans
Personal Gold Advantage Checking

No minimum balance requirement, unlimited check writing, and bonus rates on personal Certificates of Deposit make this the ideal account for our customers over age 62.

  • Minimum opening deposit - $100
  • No minimum balance requirement
  • No Direct Deposit requirement
  • No monthly maintenance fee
  • Unlimited check writing
  • Free standard Golden Checks
  • Free Official Checks
  • Free online banking and Bill Pay
  • Free Debit Card for life and free membership in Gateway Rewards Program
  • Free imaged or electronic statements
  • Free Notary and Photocopy service
  • At your request we will reimburse ATM fees that are charged by another bank up to $5.00 per statement cycle. Please notify us within 30 days of statement date.
  • Combined statements available
  • Bonus rates on Personal Certificates of Deposit (cannot be combined with CD specials)
  • Discounts on Safe Deposit Boxes (upon availability)
Money Market Investment

Earn higher returns as your balance increases.

  • Minimum opening deposit - $2,500
  • Minimum Daily Balance of $2,500 or Average Monthly Balance of $5,000 waives Monthly Maintenance Fee of $12
  • Tiered interest rate structure:
    $
    0
    -
    $
    4,999.99
    $
    5,000
    -
    $
    24,999.99
    $
    25,000
    -
    $
    99,999.99
    $
    100,000
    -
    $
    249,999.99
    $
    250,000
    -
    $
    499,999.99
    $
    500,000
    +
     
  • Earns interest on Daily Collected Account Balance
  • Complimentary initial Money Market check order
  • Free online banking and Bill Pay
  • Free Debit Card for life and free membership in Gateway Rewards Program
  • Free imaged statements
  • Transactions limited to six (6) transfers to third parties by preauthorized or automatic transfer or telephone per statement cycle whether initiated by check, draft, debit card or similar order to a third party
  • Transfers and withdrawals made in person, by mail or ATM are unlimited
  • $7 fee for each limited transfer exceeding six (6)
  • Overdraft protection link to checking account
There is no usage fee when you use your Gateway Bank debit card at any Presto ATM location! Free ATM Access at Publix Presto! Locations
A Gateway Bank Debit Card provides you banking at your fingertips 24 hours a day, seven days a week. Cash withdrawals are available wherever the Cirrus®, STAR® or Presto! logos are displayed. There is no fee for ATM usage at Gateway Bank or Presto! ATMs (located at Publix Supermarkets).
Click here for Publix locations in the Sarasota/Bradenton area

For more information, call us at 941-306-0100.

Click Here to Reorder Checks

 
There is no usage fee when you use your Gateway Bank debit card at any Presto ATM location!