| Account Fees |
| Early Closing Fee – (within six (6) months of account opening) |
$25 |
Insufficient Funds Item Fee (NSF) Paid/Returned (per item)
(created by check, in person withdrawal, or other electronic means) |
$35 |
Uncollected Funds Paid/Returned (per item)
(created by check, in person withdrawal, or other electronic means) |
$35 |
| Overdraft Fee (after three (3) consecutive days) |
$2 per day |
| Stop Payment (per item) |
$35 |
| If entered online (per item) |
$20 |
| Returned Deposit Items (Cashed or Deposited per item) |
$10 |
| Telephone Transfers (per transfer) |
$5 |
| Overdraft Transfer Fee (for automatic transfers) (per transfer) |
$5 |
| Deposit Correction (per correction) |
$5 |
| ACH Unposted Correction (per correction) |
$10 |
| Debit Card |
Free |
| Presto! |
Free |
| Foreign Currency Exchange (per exchange) |
$30 |
| Return Mail (per statement) |
$5 |
| Duplicate Statement (per statement) |
$6 |
| Hold Mail (per statement cycle) |
$10 |
Dormant DDA & Savings Account Fees (per month)
(DDA over 15 months without activity regardless of balance. Savings
over 24 months without activity regardless of balance) |
$10 |
| Consignment Items |
| Official Checks (Gateway Bank Clients only) (per item) |
$7 |
| International Drafts (Issued in the Foreign Country’s Domestic Currency) (per draft) |
$20 |
| Currency Orders |
| Coin |
$.25 per roll |
| Currency |
$.25 per strap |
| Legal |
| Subpoenas |
$50 per hour;
$1 per page |
| Reclamation |
$75 |
| Writ of Garnishment |
$75 |
| IRS Levy |
$75 |
| Miscellaneous Fees |
| Zipper Bags (not for Night Depository use) (per bag) |
$5 |
| Tamper Evident Plastic Bags (for Night Depository and courier use) |
$35 for 100 bags |
| Collections (Incoming/Outgoing) (per item) |
$25 |
| Verification of Deposit (per Request) |
$5 |
| Bond Redemption (per deposit) |
$20 |
| Coupon Collection (per Envelope) |
$10 |
| Research |
| Statement Reconciliation |
$25 per hour |
| Research Request |
$25 per hour |
| Statement Copies / Snapshots |
$6 per statement |
| Check Copies |
$1 per item |
| Copies |
$2 per page |
| Fax Services |
$2 per page |
| Wire Transfers |
| Incoming Wire Transfer Fee |
$10 each |
| Outgoing Wire Transfer Fee – Domestic |
$20 each |
| Outgoing Wire Transfer Fee – International |
$50 each |
| Safe Deposit Boxes |
| 3” x 5” |
$40 annually |
| 5” x 5” |
$50 annually |
| 3” x 10” |
$60 annually |
| 5” x 10” |
$80 annually |
| 10” x 10” |
$140 annually |
| Internet Banking |
| Consumer |
|
| Online Banking (View Account/Transfer) |
Free |
| Online Bill Pay |
Free |
| Popmoney P2P (per transfer) |
$.50 |
| Commercial |
|
| Online Banking (View Account/Transfer) |
Free |
| Online Bill Pay |
Free |
| Debit Card |
| International service assessment fee for any MasterCard Debit Card PIN or signature based transaction will be charged. The fee(s) will be defined and calculated as follows (Per Transaction): |
|
| Currency Conversion Assessment Fee (CCA) |
0.20% |
| Cross-Border Assessment Fee (CBF) |
0.80% |