We Make Changing Banks Fast, Easy & Convenient!
On the surface, it appears changing banks is a lot of work.  In reality however, making the switch is easy – particularly if you have the right tools and a bit of expert help. At Gateway Bank, we have both – experienced banking professionals to provide a smooth transition, and our Switch Kit, which guides you through the process.

Step 1 – Open Your New Accounts at Gateway Bank
Our knowledgeable and experienced bankers will assist you in selecting the accounts best suited to your financial situation. We offer a full range of accounts, including checking, savings and money market accounts all packed with value-added features. All of our accounts include online banking and Bill Pay with no monthly maintenance fee. You also receive additional benefits, including a no-fee Gateway Bank MasterCard Debit Card and imaged account statements.  All accounts are backed by the Gateway Quality Service Guarantee.

Step 2 – Close Your Old Accounts
Be sure to leave your old accounts active until you are sure all your outstanding checks and automatic withdrawals have cleared. Leave enough money to cover these transactions.  This process may take several weeks. Once you are sure that all your transactions have cleared, you can give your previous financial institution the enclosed CLOSE ACCOUNT FORM. Then you can destroy your old checks, ATM/debit cards and deposit slips.

Step 3 – Switch Over Your Automatic Transactions
Use the Switch Kit forms to contact the companies and financial institutions handling your automatic deposits and withdrawals. Our bankers will assist you with any of these forms.  Use the checklist below to help you keep track of the people and companies you may need to contact.

Direct Deposit

• Your Employer’s Human Resources Department
• Your retirement or pension plan payee
• Social Security – 800/772-1213

Parties Making Automatic Withdrawals from Your Account

• Mortgage Company
• Insurance Companies – Auto, Home, Life, Health

Parties Making Automatic Charges to Your Debit Card

• Utility Companies – Cable, phone, water, cellular phone
• Investments/Annuities
• Credit Cards
• Gym Memberships

You’re Done!